Chapter 7 Bankruptcy Passionate. Transparent. Personable.

Chapter 7 Bankruptcy Attorneys in Scottsdale

Don’t Let Debt Rule Your Life

Debt can be dangerous. You may be on top of your payments, but if bills start to pile up, it can be easy to lose control. If you’re overwhelmed by your financial situation, you have options. Taking action as soon as possible is the best way to regain power over your life.

Why File for Chapter 7 Bankruptcy?

Filing for Arizona Chapter 7 bankruptcy is one of your options. While some may believe that filing for bankruptcy is synonymous with failure, that couldn’t be further from the truth. In reality, filing for bankruptcy is the first step toward achieving financial stability.

At Compassionate Counsel, our seasoned Scottsdale Chapter 7 lawyers have the experience necessary to advise you on the bankruptcy process, and we truly care. Our firm name speaks to the level of service we provide to each and every one of our clients.

From our office in Scottsdale, Compassionate Counsel serves Phoenix, Mesa, Tempe, and Chandler. Ready to discuss Chapter 7 bankruptcy? Schedule a free consultation online or dial (623) 294-5705.

What Is Arizona Chapter 7 Bankruptcy?

While Chapter 13 bankruptcy requires committing to a repayment plan, Chapter 7 involves a liquidation plan. When you file for Chapter 7, your assets will be gathered, and those that are nonexempt will be sold.

The proceeds will then go towards paying back your creditors. Some property, like your home, will be considered exempt and will not be liquidated.

Chapter 7 bankruptcy is an excellent way to eliminate your:

Credit card debt
Medical bills
And more

Who Qualifies for Chapter 7 in Arizona?

To qualify for Chapter 7, you must pass a means test. This test compares your average monthly income over a six-month period to the median income of a similar household in Arizona. If your income falls below this median, you are eligible to file for Chapter 7 bankruptcy.

Is Chapter 7 Right for You?

Chapter 7 is typically the right option for those with little to no disposable income and few assets. Our Scottsdale Chapter 7 bankruptcy lawyers are ready and willing to evaluate your personal financial situation and advise you on the best path forward.

Unsure if you qualify for Chapter 7? Schedule a free consultation with a skilled Scottsdale Chapter 7 attorney at Compassionate Counsel by calling (623) 294-5705 or by contacting us online.

If you are considering filing for Chapter 7 bankruptcy in AZ, below are the general steps of the process:

Evaluate your eligibility: Determine if you meet the eligibility requirements to file bankruptcy Chapter 7 in Arizona. This includes passing the Arizona bankruptcy means test.

Complete a credit counseling course: Complete a course that is from an agency that is approved by the Bankruptcy Court. This aims to ensure that you understand the risks of filing for bankruptcy and may explore alternative options to resolving your debt.
Gather your financial documents: Collect your relevant financial documents, including income records, tax returns, bank statements, property deeds, and a list of your debts and assets. This will help you complete the bankruptcy filing forms.
File your Chapter 7 bankruptcy forms in Arizona: Prepare and file the required forms with the Arizona bankruptcy court. These forms include the petition, schedules, statement of financial affairs, and any other necessary documents. It's crucial to accurately disclose all your financial information to ensure your filing goes smoothly.
Attend the 341 Meeting of Creditors: This meeting allows the bankruptcy trustee and creditors to ask questions about your financial situation. Your presence is required, and your Chapter 7 attorney will guide you through the process.
Complete a debtor education course: This course must be approved by the Bankruptcy Court as well. You will learn about personal financial management and it is a required course for receiving a discharge of your debts.
Receive discharge of your debts: If everything proceeds smoothly and there are no objections from creditors or the trustee, you will receive a discharge order from the court. The discharge eliminates your personal liability for most debts included in the bankruptcy, providing you with a fresh start.

It's important to note that the bankruptcy process can be complex, and the specific requirements and procedures may vary. Consulting with an experienced Chapter 7 attorney in Scottsdale is highly recommended to guide you through the process, ensure accurate filing, and protect your rights and interests.

Compassionate Guidance When You Need It Most

We understand that the thought of filing for bankruptcy may be just as overwhelming as the debt you’re facing. We’re here to show you that, not only is bankruptcy a viable option, but it may even be the best option if you’re trying to achieve financial stability.

With so much on your plate, the last thing you need to worry about is paying outrageous legal fees. At Compassionate Counsel, we offer needs-based pricing to fit your specific circumstances. Our number one priority is providing top-notch guidance at an affordable rate, because we believe everyone deserves access to legal help.

Curious About Filing Bankruptcy Chapter 7 Arizona? Call (623) 294-5705.

We’ll serve as more than just your attorneys. We’ll be your resource when you have questions, your reassurance when you’re concerned, and your leaders on the path toward a more stable and secure financial future.

Don’t let debt rule your life. Take your power back by talking to our team at Compassionate Counsel about filing for Chapter 7 bankruptcy. If it isn’t right for you, we also provide Chapter 13 services, as well as debt settlement and negotiation. If you are located in Scottsdale, Phoenix, Tempe, Mesa, or Chandler, schedule a free consultation.

Debt can negatively impact every aspect of your life. When you start to lose control and bills begin to pile up, take action. Speak with a qualified Scottsdale Chapter 7 lawyer as soon as possible.

Contact our team of attorneys at Compassionate Counsel in Scottsdale to discuss the process of filing for Chapter 7 bankruptcy. A liquidation plan may help you get back on your feet.

Continue Reading Read Less

Why Choose Compassionate Counsel?

Changing the Perception of Attorneys Along the Way

Compassionate, honest, and loyal are probably not the three values that come to mind when you think of a typical attorney. We defy all stereotypes.
Providing Customized Solutions with Flexible Pricing

Just like our tailor-made strategies, our prices are flexible to fit your unique needs. We don’t believe in a one-size-fits-all approach to fees.
Creating Personal Relationships to Last a Lifetime

We take the time to truly get to know our clients because we care about you. We’ll treat you like an individual, not just another case number.

Contact Us Today

Schedule Your Free Consultation

A member of our team will be in touch shortly to confirm your contact details or address questions you may have.

First Name
Please enter your first name.
Last Name
Please enter your last name.
Phone
Please enter your phone number.

This isn't a valid phone number.
Email
Please enter your email address.

This isn't a valid email address.
Are you a new client?
Please make a selection.
How can we help you?
Please enter a message.
By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy

Client Reviews

At Compassionate Counsel, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

"I am so glad I chose them to help me through it"
Both Kris and Brant were wonderful to work with! They made the process so easy and less intimidating. Both were always so quick to reach out when I had any questions and always helped alleviate any concerns I had. I appreciate so much that I was never left wondering what was going on with my case, and loved how easy they were to talk to - I never felt overwhelmed with legal terms! They are genuinely compassionate in what is a very stressful time and I am so glad I chose them to help me through it. 100% recommend!

- Rachel M.
"They made me feel confident in their work during the whole process"
If this was a service you go to repeatedly I definitely would! I started with a different attorney who I had zero confidence in and thankfully got a referral for Compassionate Counsel because it was like night and day. They are thorough, knowledgeable, and friendly. They did not seem annoyed when I asked questions and very attentive when I reached out. They made me feel confident in their work during the whole process. Highly recommend!!

- K G.
"Do yourself a favor and call Compassionate Counsel today"
Compassionate Counsel may sound too good to be true, but it's not. My call with Brant was quick and reassuring. He addressed my concerns with kindness and expertise. Do yourself a favor and call Compassionate Counsel today. You'll be writing a review like mine in no time! - Tim in Phoenix

- Tim S.
"I definitely recommend Compassionate Counsel"
I've always thought that lawyers would be hard to work with, but Kris made it easy for me to understand every step of the process. He was available by e-mail or phone even when he was out on vacation. Being stressed out of not knowing what to do when you've gotten yourself in this situation of too much debt comes with the territory, but Kris understood me and my situation and assured me things will run smoothly. As long as you have all your paperwork, cross your Ts and dot your Is, then things will fall into place. I definitely recommend Compassionate Counsel and speak with Kristopher Childers or Brant Hodyno. They absolutely are compassionate. Their company name says it all!

- R.M.
"A genuinely good person is hard to find these days. So thank you Brant for your kindness."
I spoke with Brant. We discussed my options and I was completely surprised. He gave me options that 8 other attorney's "forgot" to mention. My concerns were acknowledged and were quickly resolved by those options. I didn't feel pressured or nervous speaking to him. Brant is the most down to earth, great person I've spoken to in a long time. He's honest and straight forward. No surprise endings here. I now know what I can do to protect myself from creditors and I won't be hurt in the process. In situations like this you need someone who understands your position and not just in it for the money. A genuinely good person is hard to find these days. So thank you Brant for your kindness.

- D. H.
"Brant provided more helpful information in an on-the-spot free consultation than I received in weeks"
This place really lives out the name - Compassionate Counsel. Brant provided more helpful information in an on-the-spot free consultation than I received in weeks of going back and forth with another law firm. Talking to Compassionate Counsel felt less like talking to a law firm and more like talking to a genuine person who cares. Highly recommend!

- Lina B.
"What a rarity it is to find an attorney who "walks the walk." Compassionate Counsel is truly what this firm provides"
I spoke with Brant a couple times on the phone regarding my son's financial hardships and both times I hung up feeling that I had received accurate, understanding, and caring advice. Both phone calls were received quickly after my reaching out to him too. What a rarity it is to find an attorney who "walks the walk." Compassionate Counsel is truly what this firm provides. I recommend them with 100% assurance that you will be blown away by the caring and knowledgeable service you will receive.

- Lisa Dee S.
"He's a really cool human being and I'm glad that there are lawyers out there like him!"
Looking into this kind of thing is really stressful and confusing but Brant totally took that all away. He took time out of his day to answer my questions, give me some tools and was super transparent about the process. He's a really cool human being and I'm glad that there are lawyers out there like him! Thanks again!

- Anatta V.

View All Reviews