Chapter 7 Passionate. Transparent. Personable.

Chapter 7 Bankruptcy Attorney in Phoenix

Your Path to a Fresh Financial Start

If overwhelming debt has left you uncertain about your next step, we are here to help guide you toward stability. At Compassionate Counsel, our team supports individuals and families facing difficult financial moments with compassion and practical guidance. As a trusted chapter 7 bankruptcy attorney in Phoenix, we focus on clear answers, straightforward advice, and solutions shaped by your unique needs.

We know local residents often feel weighed down by creditor calls, wage garnishments, and mounting bills. Phoenix’s rapid growth and rising living costs can stretch anyone’s budget. We view bankruptcy as a strategic opportunity for a fresh financial start. By listening closely to your story and goals, we help you understand how moving forward through Chapter 7 bankruptcy can restore confidence and stability, bringing you one step closer to a brighter future.

Seek experienced assistance from a qualified Chapter 7 bankruptcy lawyer. Call (623) 294-5705 or contact us right away to secure your consultation.

Why Choose Us as Your Chapter 7 Bankruptcy Lawyer

People turn to our law firm because they need more than legal forms—they want understanding and honest direction tailored to their situation. As a chapter 7 bankruptcy lawyer Phoenix residents trust, we treat every client with empathy and respect and build strong, lasting relationships based on communication and care. Our flexible payment plans, reduced-fee and pro bono programs when appropriate, and commitment to personal service distinguish us from others offering these services in Maricopa County. If you are a veteran, servicemember, first responder, or simply want a team who listens and walks alongside you, our doors are open to you.

We guide clients through the Arizona bankruptcy process with clear, direct advice. Financial decisions deserve thoughtful attention. Our knowledge of the Phoenix-area court system helps ensure you receive relevant, prompt information about timing, trustee meetings, and required documents. No two cases are exactly the same, so we take time to help you weigh your options and feel informed about every detail.

Our commitment to supporting clients from all walks of life—families hit by medical expenses, job changes, or major life transitions—shows in every conversation. We value every question and help remove needless stress throughout the bankruptcy process, so you feel supported at every turn.

How Chapter 7 Bankruptcy Works in Phoenix

Chapter 7 bankruptcy allows qualified individuals in Arizona to discharge eligible unsecured debts and restart on solid financial ground. As an experienced chapter 7 bankruptcy attorney Phoenix residents rely on, we walk you through each stage, breaking down complex legal terms into plain English and answering your questions. Our help goes beyond paperwork—we make sure you understand your rights and options under Arizona bankruptcy law and how those may affect your daily life.

  • Personalization at every step: We examine your full financial situation before suggesting any course of action, always tailoring our advice to you.
  • Transparent communication: You receive clear updates and answers, without legal jargon or guesswork.
  • Access for all: With flexible payment plans and options for those facing severe hardship, we help make legal solutions accessible to our Phoenix neighbors.

Everyone’s finances look different. In Phoenix, common debts like medical bills, credit card balances, and payday loans can quickly spiral. We discuss how Chapter 7 can address these debts and explain which Arizona assets may remain protected so you retain what matters most. Our focus on accessibility and understanding ensures that whether you live in Desert Ridge, Arcadia, or South Mountain, you will find a chapter 7 bankruptcy lawyer team that meets you with trustworthy guidance.

The Chapter 7 Bankruptcy Process & Local Factors

As you begin the Chapter 7 process in Phoenix, you can expect a clear series of steps. We prepare you at each stage so you feel equipped and confident about your progress.

  • Free initial assessment: We carefully review your financial life—budget, debts, and long-term goals—to see if Chapter 7 is the right fit for you.
  • Required counseling: Arizona law calls for approved credit counseling before you file and debtor education before your case concludes.
  • Preparing your petition: We help gather essential documents and review state exemptions, ensuring your paperwork is ready for filing in the U.S. Bankruptcy Court for the District of Arizona.
  • Trustee meeting: Once your case is filed, a court-appointed trustee meets with you to review paperwork and ask some questions. We support you through every step to keep the process calm and informed.
  • Discharge: Eligible debts like credit cards and medical bills may be erased, giving you a fresh start to build your financial future.

Arizona bankruptcy exemptions, court filing fees, and Phoenix-area court schedules can impact your experience and timeline. As a local chapter 7 bankruptcy lawyer, we explain how these details may affect your case and what to expect in Maricopa County. Our city’s cases go through the U.S. Bankruptcy Court District of Arizona, which may use unique calendars and schedules for trustee meetings—often held in downtown Phoenix. We help clarify what paperwork is needed, how the Arizona means test applies, and what each step will look like here in the Valley. With our experience guiding clients through these local logistics, you feel ready and informed from your first consultation to the day your case closes.

Asset Protection & Exemptions in Arizona

Arizona law allows you to protect certain property in bankruptcy through exemptions. While many individuals worry about losing their home or car, state exemptions may allow you to keep equity in these assets, along with retirement accounts and basic household goods. We walk you through which protections apply to your situation and how to maximize what you retain during the Chapter 7 bankruptcy process in Phoenix. Our local knowledge ensures you receive clear, straightforward guidance at every step.

Act fast to connect with an experienced Chapter 7 bankruptcy lawyer in Phoenix. Use our online form to begin right away.

Frequently Asked Questions

How much does it cost to file for Chapter 7 bankruptcy in Phoenix?

Filing fees in Arizona are set by the court and can change periodically. Clients often pay legal fees as well. We offer flexible payment plans to help fit a range of budgets and discuss your options openly during our first meeting.

Can I keep my house or car if I file for Chapter 7 bankruptcy?

Arizona provides certain exemptions that may allow you to protect equity in your home or vehicle. The details depend on your situation. At our first meeting, we review what you own and explain which possessions are likely protected under state law.

How long does the Chapter 7 bankruptcy process take in Phoenix?

Most cases in Arizona last about four to six months from filing to discharge. The timeline can be affected by local court schedules or documentation needs, but we communicate updates actively throughout the process.

Will bankruptcy erase all my debts?

Chapter 7 typically eliminates unsecured debts—like credit cards and personal loans. However, it does not discharge certain debts, such as student loans, some taxes, or child support obligations. We review your debts to clarify what is covered.

What is a bankruptcy trustee and how do they participate in my case?

The bankruptcy court appoints a trustee to oversee your case. They review your paperwork, ask questions at a brief meeting, and ensure all required steps are followed. We prepare you for this meeting so there are no surprises.

Take the First Step with a Chapter 7 Bankruptcy Attorney in Phoenix

Facing financial difficulties alone can feel overwhelming. Take the next step toward peace of mind with guidance rooted in empathy, honesty, and practical advice. When you call Compassionate Counsel, you connect with a chapter 7 bankruptcy attorney Phoenix residents trust for dignity, compassion, and clarity. We listen, understand your story, and create a clear action plan around your needs. Reach out to begin your conversation and discover how accessible legal support can help you regain control and move forward with confidence.

If you live in the Phoenix area, you deserve a chapter 7 bankruptcy lawyer who understands the challenges local families face. Our neighbors across the Valley have relied on us for personalized support at every stage of their bankruptcy journey. Start your confidential conversation today and take your first step toward meaningful relief and a stronger financial future.

Call (623) 294-5705 to schedule your confidential consultation with a Chapter 7 bankruptcy attorney.

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Why Choose Compassionate Counsel?

  • Changing the Perception of Attorneys Along the Way

    Compassionate, honest, and loyal are probably not the three values that come to mind when you think of a typical attorney. We defy all stereotypes.

  • Providing Customized Solutions with Flexible Pricing

    Just like our tailor-made strategies, our prices are flexible to fit your unique needs. We don’t believe in a one-size-fits-all approach to fees.

  • Creating Personal Relationships to Last a Lifetime

    We take the time to truly get to know our clients because we care about you. We’ll treat you like an individual, not just another case number.

Contact Us Today

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Client Reviews

At Compassionate Counsel, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "I am so glad I chose them to help me through it"
    Both Kris and Brant were wonderful to work with! They made the process so easy and less intimidating. Both were always so quick to reach out when I had any questions and always helped alleviate any concerns I had. I appreciate so much that I was never left wondering what was going on with my case, and loved how easy they were to talk to - I never felt overwhelmed with legal terms! They are genuinely compassionate in what is a very stressful time and I am so glad I chose them to help me through it. 100% recommend!
    - Rachel M.
    "They made me feel confident in their work during the whole process"
    If this was a service you go to repeatedly I definitely would! I started with a different attorney who I had zero confidence in and thankfully got a referral for Compassionate Counsel because it was like night and day. They are thorough, knowledgeable, and friendly. They did not seem annoyed when I asked questions and very attentive when I reached out. They made me feel confident in their work during the whole process. Highly recommend!!
    - K G.
    "Do yourself a favor and call Compassionate Counsel today"
    Compassionate Counsel may sound too good to be true, but it's not. My call with Brant was quick and reassuring. He addressed my concerns with kindness and expertise. Do yourself a favor and call Compassionate Counsel today. You'll be writing a review like mine in no time! - Tim in Phoenix
    - Tim S.
    "I definitely recommend Compassionate Counsel"
    I've always thought that lawyers would be hard to work with, but Kris made it easy for me to understand every step of the process. He was available by e-mail or phone even when he was out on vacation. Being stressed out of not knowing what to do when you've gotten yourself in this situation of too much debt comes with the territory, but Kris understood me and my situation and assured me things will run smoothly. As long as you have all your paperwork, cross your Ts and dot your Is, then things will fall into place. I definitely recommend Compassionate Counsel and speak with Kristopher Childers or Brant Hodyno. They absolutely are compassionate. Their company name says it all!
    - R.M.
    "A genuinely good person is hard to find these days. So thank you Brant for your kindness."
    I spoke with Brant. We discussed my options and I was completely surprised. He gave me options that 8 other attorney's "forgot" to mention. My concerns were acknowledged and were quickly resolved by those options. I didn't feel pressured or nervous speaking to him. Brant is the most down to earth, great person I've spoken to in a long time. He's honest and straight forward. No surprise endings here. I now know what I can do to protect myself from creditors and I won't be hurt in the process. In situations like this you need someone who understands your position and not just in it for the money. A genuinely good person is hard to find these days. So thank you Brant for your kindness.
    - D. H.
    "Brant provided more helpful information in an on-the-spot free consultation than I received in weeks"
    This place really lives out the name - Compassionate Counsel. Brant provided more helpful information in an on-the-spot free consultation than I received in weeks of going back and forth with another law firm. Talking to Compassionate Counsel felt less like talking to a law firm and more like talking to a genuine person who cares. Highly recommend!
    - Lina B.
    "What a rarity it is to find an attorney who "walks the walk." Compassionate Counsel is truly what this firm provides"
    I spoke with Brant a couple times on the phone regarding my son's financial hardships and both times I hung up feeling that I had received accurate, understanding, and caring advice. Both phone calls were received quickly after my reaching out to him too. What a rarity it is to find an attorney who "walks the walk." Compassionate Counsel is truly what this firm provides. I recommend them with 100% assurance that you will be blown away by the caring and knowledgeable service you will receive.
    - Lisa Dee S.
    "He's a really cool human being and I'm glad that there are lawyers out there like him!"
    Looking into this kind of thing is really stressful and confusing but Brant totally took that all away. He took time out of his day to answer my questions, give me some tools and was super transparent about the process. He's a really cool human being and I'm glad that there are lawyers out there like him! Thanks again!
    - Anatta V.